Mortgagee Title Insurance insures the interest of the lender. The lender interest and owner interest are entirely different and are not transferable. Because the mortgagee policy insures the interest of the lender, the buyer pays for it as part of the requirements for the loan.

These searches begin with the present and proceed back to the date of acquisition of the property by the current owner. Current owner searches cover all records contained in county Recorder’s offices, the Treasurer’s office, and the Clerk of Courts and Probate Court.

A Lien Search is the same as a Current Owner Search except it does not include a search of the records of the Probate Court.

To obtain this information from the county records on any single subject property, call our office with the owner’s name, lot number, and subdivision name.

We can record any documents with the appropriate county office.

A Foreclosure Search begins with the present and proceeds back 42 years. Records covered are the same as Current Owner Searches. Our underwriters require a search of this nature before Northwest Title can issue title insurance (unless Northwest Title has a previously issued title policy on the property, which is less than 10 years old).

Northwest Title performs construction loan closings, holds funds for disbursement, performs title updates, and obtains lien waivers from contractors in accordance with instructions obtained from the lender and Ohio law.

We can prepare escrow agreements, hold escrowed funds, and disburse these funds according to said agreement and instruction from the lender.

When you refinance your home, your new lender will require that you purchase a new mortgagee title insurance policy to cover their interest n your property. You will also need a title company to perform the closing.

Northwest Title’s staff is trained to close any type of real estate transaction whether you are the buyer, seller, realtor, lender, builder, or developer.

Whether it’s just one document or an entire closing or escrow package, notary services are provided for all. This includes same day or overnight mail back to customer. Recording services can be requested at an additional charge.

All legal documents needed for a closing can be prepared by our legal staff.

Northwest Title offers the convenience of signing documents ahead of time and leaving them with us while you attend to the business of moving. Documents can be “overnighted” anywhere along with full instructions for correct completion and the phone number of a live “helpline.”

If coming to one of our 8 Central Ohio locations isn’t convenient, we can make arrangements to schedule your closing at a location of your choosing.

Communication problems often come up when dealing with your lender, the county Treasurer’s office, or any of the many other parties involved in a real estate transaction. Our offices are here to help before and after the closing.